"The
information within this website will
change your life! It did for my wife
and I." Dave Johnson - Portland, Oregon
Qualify for better Credit Card Rates Higher scores will allow you to
get rid of those "Pre-Paid" cards at 29.99% interest and
step up to the main-stream, popular cards!
We throw out the myths
about credit reporting!
MYTH
Negative information on a credit
report must stay on for seven years and
bankruptcies for ten years.
FACT
No law requires that derogatory
information must stay on your report, it can
be removed at any time.
MYTH
Negative information is always
removed after seven or ten years.
FACT
Negative information may remain on
your credit forever if you do not exercise
your right to have it removed.
MYTH
A government agency watches over
and protects your credit report.
FACT
No one protects your credit report but
you! Credit Bureaus are in the business to
sell your personal information to anyone
willing to pay their fees. These agencies
made over $4.5 Billion selling this
information.
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